This section focuses on FHA maximum Loan-To-Value percentages, minimum investment requirements, and FHA guideline concerns about borrower investments and down-payments in a transaction.
Maximum LTV and Minimum Investment Factors This section focuses on FHA maximum Loan-To-Value percentages, minimum investment requirements, and FHA guideline concerns about borrower investments and down-payments in a transaction.
Each county has a maximum base loan amount (before adding the UFMIP) which is based on 95% of the median sales price in that MSA, or Metropolitan Statistical Area. To determine the maximum loan amount in your area, go here: https://entp.hud.gov/idapp/html/hicostlook.cfm
Purchases 96.5% Rate and Term Refinance (Including Streamline) 97.75% Cash-out Refinance 85%.
LSB Mortgage 999 Home Plaza, Suite 301 Waterloo, IA 50701
