Home Buyer's Guides - Everything You Need to Know Before You Buy Mike Schick and his team helps make buying a home easier by offering these free Home Buyer's Guides. Download the documents below for valuable information about what to look for in a home, the inspection process, and loan application submission. Finding the home of your dreams is easier when you partner with the Mike Schick Team.
Home Buyer's Guide This guide includes all of the information you need to buy your dream home from financing to closing. Learn how to: -Select a real estate attorney -Shop for the best mortgage loan -Process your loan application -Calculate settlement costs -and much more! This essential guide has all of the information that every homebuyer needs to know! Home Buyer's Guide(or right click and choose "Save Target As...") Consumer Home Inspection Kit This comprehensive guide simplifies the home inspection process by breaking it down step-by-step. In addition to printable forms you can use when evaluating a potential home, there's a glossary of home inspection terms to ensure you fully understand the home inspection process. This guide covers the entire home inspection process from basements to kitchens and bathrooms to the home's exterior. You'll learn what warning signs to look for, how to calculate the value of work already completed, and how to estimate maintenance costs. Consumer Home Inspection Kit(or right click and choose "Save Target As...")
Consumer Handbook on Adjustable-Rate Mortgages This handbook explains how ARMs work and discusses some of the issues that borrowers may face. It includes ways to reduce the risks and gives some pointers about advertising and other ways you can get information from lenders and other trusted advisers. Important ARM terms are defined in a glossary. And the Mortgage Shopping Worksheet can help you ask the right questions and figure out whether an ARM is right for you. Ask one of my team members to help you fill out the worksheet so you can get the information you need to compare mortgages. Consumer Handbook on Adjustable-Rate Mortgages(or right click and choose "Save Target As...")
Help in Completing the Residential Loan Application This guide offers step-by-step instructions for completing the uniform residential loan application. In addition to a full explanation of disclosure requirements, this guide also has a convenient borrower’s checklist that lists the documentation needed to secure a loan. Guide on Completing the Residential Loan Application (or right click and choose "Save Target As...")
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