What to Expect When You Apply for a Loan

First and foremost, expect to have your loan handled by an experienced, knowledgeable, and dedicated loan professional.

I  offer multiple ways to start the application process. Online 24-hours a day, over the phone, or in person. You pick the option that works best for you.

Once your mortgage application is started, expect to have an answer within 24-hours, as our state-of-the-art loan processing system will work to give you an approval decision as quickly as possible.

• Applying online allows you to give me your information quickly and conveniently from the privacy of your computer. It only takes about 15 minutes to fill out our FULL application. You will have the option to complete it all at once or save it to finish later. I typically will contact you within 4-hours if you apply during normal business hours, or the next business day if you apply after hours.
• Applying over the phone allows you to speak directly with me to complete your initial application. I will walk you through each part of the application and complete it for you based on your answers.
• In Person, it allows me to "meet and greet" you.

• Social Security Number
• Gross income amount, including secondary income sources, if applicable
• Asset information, (Checking, savings, 401k, investment, and other accounts)  
• Name and address of your employer
• Estimated purchase price (if you are purchasing a home)
• Estimated property value (if you are refinancing a home)
• Estimated loan amount
• Estimated down payment amount (if you are purchasing a home)

AFTER COMPLETING AN ONLINE APPLICATION, you will get an immediate confirmation E-Mail, letting you know we have successfully received your application.